Privacy Policy
Last Updated: March 1, 2026
PolicyWonders (“PolicyWonders,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit our website, submit an insurance inquiry, request information about insurance products or services, or otherwise interact with PolicyWonders.
PolicyWonders is an independent insurance shopping and consumer connection platform that helps consumers explore insurance options and connect with licensed insurance agents, agencies, insurance companies, and other insurance providers. PolicyWonders may operate as a lead-generation and consumer connection service. PolicyWonders does not itself issue insurance policies, underwrite insurance risk, or act as an insurance carrier or insurance agency unless expressly stated otherwise.
By using this website or submitting an inquiry, you acknowledge the practices described in this Privacy Policy.
1. Information We Collect
When you submit a request or inquiry through PolicyWonders, we may collect personal information, including:
Full name:
Telephone number:
Email address, if provided:
ZIP code:
State or general geographic location:
Type of insurance or coverage requested:
Auto, home, bundle, or other insurance preferences:
Information about your current or requested coverage:
Information included in messages, forms, or other inquiries you submit:
Information related to your consent and form submission
We may also automatically collect certain information when you visit or interact with our website, including:
IP address
Browser type
Device type
Operating system
Approximate geographic location
Referring website, advertisement, or traffic source
Pages viewed
Date and time of visits
Website interactions
Cookies and similar technologies
Information concerning how you interact with our website or forms
Where permitted by applicable law, we may combine information collected through different interactions with PolicyWonders for the purposes described in this Privacy Policy.
2. How We Use Your Information
We may use the information we collect to:
Process and respond to your insurance inquiry.
Help you explore insurance products, coverage options, and related information.
Facilitate a connection between you and a licensed insurance agent, agency, insurance company, or other insurance provider that may be able to assist with your inquiry.
Contact you regarding your inquiry or request.
Facilitate communications that you have requested or authorized.
Facilitate a telephone connection or live call with an insurance agent or representative where applicable.
Provide requested information, quotes, or opportunities to connect with insurance professionals, where available.
Maintain records of requests, consent, communications, and opt-out requests.
Operate, maintain, improve, and secure our website and services.
Analyze website traffic, advertising performance, and website functionality.
Detect, investigate, and prevent fraud, abuse, security incidents, or unauthorized activity.
Comply with applicable laws, regulations, legal processes, and regulatory requirements.
Establish, exercise, or defend our legal rights and interests.
We may use information for additional purposes where permitted or required by applicable law and where appropriate notice is provided.
3. How We Share Your Information
PolicyWonders may share information submitted through an insurance inquiry with licensed insurance agents, agencies, insurance companies, or other insurance providers that may be able to assist with the consumer's requested insurance inquiry.
The information shared may include, depending on the request and applicable circumstances:
Name
Telephone number
Email address, if provided
ZIP code
State or geographic information
Type of insurance requested
Coverage preferences
Information about the requested insurance
Other information voluntarily included in the inquiry
Information may be shared for purposes of responding to an insurance inquiry, facilitating an insurance connection, providing requested insurance-related information, or otherwise assisting with the request.
Where appropriate, PolicyWonders may facilitate a telephone or live-call connection between a consumer and a licensed insurance agent, representative, agency, or insurance provider.
Important Communication Disclosure
The fact that PolicyWonders may share information with or facilitate a connection to another insurance business does not, by itself, mean that every recipient is automatically authorized to make telemarketing calls or text messages to the consumer.
Any telephone calls or text messages made by PolicyWonders or another business must be made pursuant to an applicable legal basis and any consent or authorization required by applicable federal or state law.
We do not represent that submission of an insurance inquiry automatically constitutes consent to receive marketing calls or text messages from every insurance business that may receive the inquiry.
We may also share information with service providers that assist us with website hosting, technology, analytics, advertising measurement, communications, security, form processing, customer support, data management, fraud prevention, and other legitimate business operations.
We may disclose information when required or permitted by law or when reasonably necessary to protect PolicyWonders, our users, our service providers, or others.
4. Insurance Lead Generation and Consumer Connections
PolicyWonders may operate as an insurance lead-generation and consumer connection platform.
When you submit an insurance request, the information associated with your request may be used to help identify or facilitate a connection with an insurance professional, agency, insurance company, or other insurance provider that may be able to assist with your request.
Depending on the service and availability, PolicyWonders may facilitate:
An insurance inquiry;
A request for information;
A request for an insurance quote;
A connection with an insurance professional;
A telephone or live-call connection; or
Other insurance-related assistance associated with your request.
Submitting an inquiry does not guarantee:
Availability of insurance coverage;
Eligibility for a particular insurance policy;
Acceptance by an insurance carrier;
A particular insurance rate or premium;
Any specific coverage terms or benefits;
A quote; or
The availability of an insurance agent or provider.
Any insurance quote, premium, eligibility determination, coverage decision, policy, or insurance contract is subject to the applicable insurance provider's underwriting requirements, terms, conditions, and approval.
PolicyWonders does not guarantee that you will receive a quote, policy, offer, or particular insurance product as a result of submitting an inquiry.
5. Telephone, SMS, and Communications Consent
Where a PolicyWonders form contains a telephone, SMS, or marketing communications consent disclosure, that disclosure will be presented to the consumer as part of the applicable form before submission.
Where you affirmatively provide consent through such a form, the consent you provide applies according to the specific disclosure presented to you at the time of submission.
Depending on the applicable disclosure and consent provided, PolicyWonders may contact you regarding your insurance inquiry by:
Telephone call;
SMS/text message;
Email; or
Other permitted communication methods.
Where permitted by applicable law and where the required consent has been obtained, telephone calls or text messages may involve automated technology, an automatic telephone dialing system, or an artificial or prerecorded voice.
Consent to receive marketing communications is not a condition of purchasing insurance or obtaining insurance-related goods or services.
Message and data rates may apply. Message frequency may vary.
You represent that the telephone number you provide is your own telephone number or that you are authorized to provide consent regarding that telephone number.
Communications From Other Insurance Businesses
If you request or authorize a connection with an independent insurance agent, agency, insurance company, or other insurance provider, that business may have its own privacy policy, terms, communication practices, and consent requirements.
PolicyWonders does not represent that a consumer's consent to PolicyWonders automatically constitutes consent to receive marketing communications from every independent insurance business that may receive the consumer's information.
Where another business separately contacts you, that business is responsible for complying with the legal requirements applicable to its communications with you.
6. Opting Out and Revoking Consent
You may revoke or withdraw consent to receive marketing communications from PolicyWonders at any time, subject to applicable law.
For SMS/text messages, you may reply STOP to a PolicyWonders message to request that PolicyWonders stop sending further text messages to that number. You may also use another reasonable method provided in the applicable communication to request that messages stop.
For telephone calls, you may tell the caller that you do not wish to receive additional marketing calls or request that your number be placed on the applicable company-specific Do Not Call list.
You may also contact PolicyWonders at:
info@policywonders.com
We will process applicable opt-out and consent-revocation requests in accordance with applicable law.
If your information has already been provided to or shared with an independent insurance agent, agency, insurance company, or other provider, that business may maintain its own communication records and opt-out mechanisms. You may need to contact that business directly to stop communications originating from that business.
An opt-out from one business does not necessarily constitute an opt-out from communications sent by a separate business that independently obtained consent or has another lawful basis for communicating with you.
7. Consent and Submission Records
For compliance, security, quality-control, fraud-prevention, and dispute-resolution purposes, PolicyWonders may maintain records associated with website submissions, inquiries, consent, communications, and opt-out requests.
These records may include:
Date and time of submission;
IP address;
Telephone number;
Email address;
Form or webpage submitted;
Consent disclosure presented at the time of submission;
Consent selection or affirmative action;
Source URL or referring source;
Advertising or traffic source;
Lead or transaction identifiers;
Form version or disclosure version;
Relevant website interaction data;
Telephone or messaging records, where applicable
Opt-out or consent-revocation records.
Where technically and commercially feasible, PolicyWonders may retain a record of the version of the consent disclosure presented to the consumer at the time of submission.
These records may be retained for as long as reasonably necessary to demonstrate the circumstances of a submission or consent, comply with legal obligations, investigate complaints, resolve disputes, prevent fraud or abuse, and protect our legitimate business interests.
8. Cookies and Similar Technologies
PolicyWonders may use cookies, pixels, tags, scripts, web beacons, local storage, and similar technologies to:
Operate our website;
Remember preferences;
Understand website usage;
Improve website performance;
Measure advertising and marketing effectiveness;
Understand traffic sources;
Detect fraud or abuse; and
Improve our services.
Some technologies may be provided by third-party analytics, advertising, hosting, security, or technology providers.
You may be able to control or disable certain cookies through your browser or device settings. Disabling certain technologies may affect the functionality or availability of portions of our website.
Where required by applicable law, PolicyWonders may provide additional choices or consent mechanisms regarding certain cookies or tracking technologies.
9. Information Security
We use reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure.
Our website uses HTTPS/TLS encryption to help protect information transmitted between your browser and our website.
However, no internet transmission, electronic storage system, or security measure can be guaranteed to be completely secure. Accordingly, we cannot guarantee the absolute security of your information.
10. Data Retention
We may retain personal information for as long as reasonably necessary for purposes including:
Processing insurance inquiries;
Facilitating requested insurance connections;
Maintaining consent and opt-out records;
Complying with legal and regulatory obligations;
Resolving disputes;
Preventing fraud or abuse;
Maintaining appropriate business records;
Protecting our legal rights and interests; and
Performing other purposes described in this Privacy Policy.
Retention periods may vary depending on the nature and sensitivity of the information, the purposes for which it was collected, applicable legal requirements, and legitimate business needs.
When personal information is no longer reasonably necessary for applicable purposes, we may delete, anonymize, or otherwise dispose of it in accordance with our policies and applicable law.
11. Your Privacy Rights
Depending on where you live and applicable privacy laws, you may have certain rights regarding your personal information, including the right to:
Request access to personal information we maintain about you;
Request correction of inaccurate personal information;
Request deletion of certain personal information;
Request a copy of certain personal information;
Request information about how personal information is collected, used, or disclosed;
Object to or restrict certain processing where applicable;
Withdraw consent where applicable;
Opt out of certain sales or sharing of personal information where required by law;
Opt out of certain targeted advertising or profiling where applicable; and
Appeal certain privacy decisions where required by applicable law.
To submit a privacy-related request, contact: info@policywonders.com
We may need to verify your identity before processing certain requests. The rights available to you may depend on your state of residence and the specific circumstances of your request.
12. California and Other U.S. State Privacy Rights
Residents of California and certain other U.S. states may have additional privacy rights under applicable state privacy laws.
Where such laws apply to PolicyWonders, eligible consumers may have rights concerning categories of personal information collected, purposes of collection and use, categories of recipients, retention, and other information required by applicable law.
Depending on the applicable law, eligible consumers may also have the right to:
Request access to personal information;
Request correction;
Request deletion;
Obtain information about disclosures;
Opt out of certain sales or sharing of personal information;
Opt out of certain targeted advertising;
Limit certain uses or disclosures of sensitive personal information where applicable
Appeal certain privacy decisions.
Where applicable law requires PolicyWonders to provide a dedicated privacy-choice mechanism, such as a “Do Not Sell or Share My Personal Information” link or “Your Privacy Choices” mechanism, PolicyWonders will provide the applicable mechanism.
Privacy rights vary by state and may be subject to legal exceptions and verification requirements.
13. International Users
PolicyWonders is primarily intended for consumers seeking insurance-related information and services in the United States.
If you access PolicyWonders from outside the United States, your information may be processed or stored in the United States or other jurisdictions where PolicyWonders or its service providers operate.
Depending on applicable law, individuals located outside the United States may have rights concerning access, correction, deletion, restriction, data portability, objection, or withdrawal of consent.
To exercise an applicable privacy right, contact: info@policywonders.com
14. Links to Third-Party Websites
Our website may contain links to third-party websites, services, or resources that are not owned or controlled by PolicyWonders.
PolicyWonders is not responsible for the privacy practices, security, content, terms, or policies of independent third parties.
We encourage you to review the privacy policy and terms of any third-party website or business with which you interact.
15. Independent Insurance Agents, Agencies, Companies, and Providers
Insurance agents, agencies, insurance companies, carriers, and other providers that receive information through or in connection with PolicyWonders may operate independently from PolicyWonders.
Those businesses may maintain their own:
Privacy policies;
Terms and conditions;
Communication practices;
Consent requirements;
Information-security practices;
Data-retention practices; and
Opt-out procedures.
PolicyWonders does not control the independent privacy or communication practices of such businesses.
When you interact directly with an independent insurance agent, agency, insurance company, or other provider, you should review that business's applicable privacy policy, terms, and communication disclosures.
16. Children's Privacy
PolicyWonders is intended for adults seeking insurance-related information and services.
Our website is not directed toward children under 13, and we do not knowingly collect personal information from children under 13.
If we learn that personal information from a child under 13 has been collected in violation of applicable law, we will take reasonable steps to delete or otherwise address that information.
17. Legal Disclosures
We may disclose personal information when required or permitted by law or when reasonably necessary to:
Comply with subpoenas, court orders, legal processes, or other lawful requests;
Respond to government, regulatory, or law-enforcement requests;
Investigate suspected fraud, abuse, security incidents, or unlawful activity;
Enforce our policies, agreements, or legal rights;
Protect our rights or property;
Protect the safety or security of users, employees, service providers, or others;
Comply with applicable legal or regulatory requirements.